By registering with us, you are confirming that you will not use the Service to accept payments in connection with the following businesses, business activities, or business practices, unless you have received prior written approval from senangPay. If you are uncertain as to whether your business is a Restricted Business, or have questions about how these requirements apply to you, you may contact us at [email protected]. Please refer to the list as per below:
Food and beverages:
| Do you obtain halal certificate? | Do you serve alcohol or its byproduct? | Do you serve pork or its byproduct? | The package(s) available | Remarks |
| Yes | No | No | All | Must include Halal certificate upon document uploads |
| No | No | No | All | Requires extra document: eg: ingredients of the menu served |
| No | Yes | No | Stripe | excluding FPX, soon to be available. |
| No | Yes | Yes | Stripe | excluding FPX, soon to be available. |
Finance or money related businesses:
| Business | Package(s) available | Remarks |
| Internet based lending | Not available | |
| Conventional insurance | stripe | |
| Takaful insurance | all | |
| Donation | senangPay | Must provide ROS (Registration of society) |
| Crown-funding | stripe | |
| Stock brokering | Not available | |
| Cryptocurrency | Not available | |
| Multi-level marketing | Not available | |
| Lotteries & sweepstakes | Not available | |
| Bidding & auction | Not available | |
| Sports forecast & odds making | Not available | |
| Fantasy sports league involving cash prizes | Not available | |
| Internet gaming & contest, involving cash prizes | Not available | |
| Game of chances | Not available |
Over 18 materials and contents
| Business | Package(s) available | Remarks | |
| Tobacco | senangPay | Must display “For 18 above only” on website, can sell in malaysia only, can’t use card or fpx (only e-wallet). Subject to bank’s approval | |
| Electronic cigarettes, vaporiser | senangPay | Must display “For 18 above only” on website, can sell in malaysia only, can’t use card or fpx (only e-wallet). Subject to bank’s approval | |
| Drugs, drugs byproducts, and drugs paraphernalia | Not available | Any drugs that could potentially be used for abuse, or any equipment designed for making or using drugs, such as bongs and hookahs | |
| Pornography, anything involving nudity content | Not available | Pornography and other obscene materials (including literature, imagery, drawings and other media) | |
| Adult content and its services | Not available | Sites offering any sexually-related services such as prostitution, escorts, pay-per view, adult live chat features | |
| Prostitution | Not available |
Other business fields
| Business | Package(s) available | Remarks |
| Entertainment-related company | stripe | those proven to engage specifically in non-Shariah compliant activities. Eg: karaoke lounges serving alcohol, film production houses producing mainly illicit movies, cinemas with no evidence of screening films other than entertainment-related movies. |
| Hotel | all | |
| Religious (Islamic) | senangPay | |
| Religious (Not Islam) | stripe | Production and distribution of idols, statues, and materials and place for worshipping other than Allah Almighty. |
| Social media activity | stripe | Sale of Twitter followers, Facebook likes, YouTube views, and other forms of social media activity |
| Counterfeited or unauthorised goods | Not available | Unauthorised sale or resale of brand name or designer products or services; sale of goods or services that are illegally imported or exported. |
| Resale of goods, personal shopper services, preloved markets | all | |
| Beauty related industry: Cosmetic, beauty product | all | Accounts are to be referred to the Shariah Department (under our acquire Bank) for clearance. Products sold must acquire approval from KKM. |
| Beauty related industry: Botox, injection, beauty surgery | all | Medical practitioners are required to register under the National Registry of Registered Medical Practitioners Practising Aesthetic Medical Practice |
For more confirmation on the status of your business and the packages available for them, do not hesitate to drop us an email at [email protected] and our representative will assist you on picking the best package for your business.